earnings
confidence high
sentiment negative
materiality 0.70
First Citizens Q1 EPS $34.47 down 30% QoQ; net income $483M from $700M
FIRST CITIZENS BANCSHARES INC /DE/
2025-Q1 EPS reported
$34.47
revenue$2,298,000,000
- Diluted EPS $34.47 (GAAP) vs $49.21 in Q4 2024; adjusted EPS $37.79 vs $45.10.
- Net interest income $1,663M down 2.7% QoQ; NIM 3.26% vs 3.32% prior quarter.
- Loans grew to $141.4B (+0.8%) and deposits to $159.3B (+2.6%) QoQ.
- Returned $613M to shareholders via share repurchases during Q1.
- Completed $1.25B debt issuance: $500M senior notes + $750M subordinated notes.