{"schema_version":"secwatch.filing_event.v1","accession":"0000798941-25-000034","form_type":"8-K","ticker":"FCNCA","cik":"0000798941","company_name":"FIRST CITIZENS BANCSHARES INC /DE/","filed_at":"2025-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.405000+00:00","generated_at":"2026-05-18T01:42:41.698358+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Citizens Q2 net income $575M, EPS $42.36; announces $4.0B share repurchase plan","bullets":["Net income of $575M, diluted EPS $42.36; adjusted diluted EPS $44.78.","Net interest income $1.695B, NIM 3.26% (ex-PAA 3.14%).","Returned $613M of capital via share repurchases in Q2.","Board authorized new $4.0B share repurchase program through 2026 (following current $3.5B plan).","Appointed Diane Morais to the Board of Directors."],"urls":{"canonical":"https://secwatch.observer/filing/0000798941-25-000034","json":"https://secwatch.observer/filing/0000798941-25-000034.json","markdown":"https://secwatch.observer/filing/0000798941-25-000034.md","text":"https://secwatch.observer/filing/0000798941-25-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/0000798941-25-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/fcnca-20250725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T01:42:41.698358+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}