---
schema_version: "secwatch.filing_event.v1"
accession: "0000798941-25-000034"
form_type: "8-K"
ticker: "FCNCA"
cik: "0000798941"
company_name: "FIRST CITIZENS BANCSHARES INC /DE/"
filed_at: "2025-07-25T23:59:59+00:00"
generated_at: "2026-05-18T01:42:41.698358+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# First Citizens Q2 net income $575M, EPS $42.36; announces $4.0B share repurchase plan

## Summary
- Net income of $575M, diluted EPS $42.36; adjusted diluted EPS $44.78.
- Net interest income $1.695B, NIM 3.26% (ex-PAA 3.14%).
- Returned $613M of capital via share repurchases in Q2.
- Board authorized new $4.0B share repurchase program through 2026 (following current $3.5B plan).
- Appointed Diane Morais to the Board of Directors.

## SEC filing metadata
- accession: 0000798941-25-000034
- form_type: 8-K
- ticker: FCNCA
- cik: 0000798941
- company_name: FIRST CITIZENS BANCSHARES INC /DE/
- filed_at: 2025-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/0000798941-25-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/fcnca-20250725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000798941-25-000034
- JSON: https://secwatch.observer/filing/0000798941-25-000034.json
- Plain text: https://secwatch.observer/filing/0000798941-25-000034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.