{"schema_version":"secwatch.filing_event.v1","accession":"0000798941-25-000043","form_type":"8-K","ticker":"FCNCA","cik":"0000798941","company_name":"FIRST CITIZENS BANCSHARES INC /DE/","filed_at":"2025-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.201802+00:00","generated_at":"2026-05-17T03:38:37.745636+00:00","sec_items":["7.01","8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Citizens to acquire 138 BMO branches in 11 states, assume $5.7B deposits","bullets":["Transaction includes $5.7B in deposit liabilities and $1.1B in loans from BMO Bank N.A.","Branches span Midwest, Great Plains and West, adding presence in 8 new states plus select locations.","Expected close mid-2026, subject to regulatory approvals and customary conditions.","CEO Frank B. Holding Jr. cites solid deposit franchise and enhanced liquidity positioning."],"urls":{"canonical":"https://secwatch.observer/filing/0000798941-25-000043","json":"https://secwatch.observer/filing/0000798941-25-000043.json","markdown":"https://secwatch.observer/filing/0000798941-25-000043.md","text":"https://secwatch.observer/filing/0000798941-25-000043.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/798941/000079894125000043/0000798941-25-000043-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/798941/000079894125000043/fcnca-20251016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:38:37.745636+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}