{"schema_version":"secwatch.filing_event.v1","accession":"0000799292-22-000046","form_type":"8-K","ticker":"MHO","cik":"0000799292","company_name":"M/I HOMES, INC.","filed_at":"2022-05-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.749089+00:00","generated_at":"2026-06-25T06:31:41.109158+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"M/I Financial expands warehouse credit line to $200M base, $300M seasonal cap, extends to May 2023","bullets":["Base commitment raised from $175M to $200M; seasonal borrowing capacity up to $300M from Nov 2022 to Feb 2023.","Pricing index switched from 1-month LIBOR to 1-month BSBY; margin unchanged at 1.9%; floor rate lowered from 0.50% to 0.25%.","Minimum liquidity covenant increased to $10M; tangible net worth floor raised to $20M; maximum leverage ratio upped to 12.0x.","Maturity extended to May 26, 2023, replacing Second Amended Mortgage Warehousing Agreement dated June 24, 2016.","Facility funds eligible mortgage loans originated by M/I Financial; lenders are Comerica Bank, Huntington, and BMO Harris."],"urls":{"canonical":"https://secwatch.observer/filing/0000799292-22-000046","json":"https://secwatch.observer/filing/0000799292-22-000046.json","markdown":"https://secwatch.observer/filing/0000799292-22-000046.md","text":"https://secwatch.observer/filing/0000799292-22-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799292/000079929222000046/0000799292-22-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799292/000079929222000046/mho-20220527.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T06:31:41.109158+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}