---
schema_version: "secwatch.filing_event.v1"
accession: "0000799292-23-000082"
form_type: "8-K"
ticker: "MHO"
cik: "0000799292"
company_name: "M/I HOMES, INC."
filed_at: "2023-05-26T23:59:59+00:00"
generated_at: "2026-06-14T13:42:45.841626+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# M/I Homes subsidiary amends mortgage warehousing credit facility; director Carter retires

## Summary
- Fourth AR Mortgage Warehousing Agreement among M/I Financial, Comerica Bank, Huntington, Truist; replaces prior agreement with BMO Harris.
- Maturity extended to May 24, 2024; pricing index changed from BSBY to Daily Adjusting 1-month SOFR plus 0.10% adjustment.
- Applicable margin reduced from 1.90% to 1.65% per annum; SOFR floor increased from 0.25% to 0.50%.
- Loan Modification sub-limit and associated fee removed; all other material terms unchanged.
- Director William H. Carter to retire effective May 31, 2023, citing potential change in independence status.

## SEC filing metadata
- accession: 0000799292-23-000082
- form_type: 8-K
- ticker: MHO
- cik: 0000799292
- company_name: M/I HOMES, INC.
- filed_at: 2023-05-26T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/799292/000079929223000082/0000799292-23-000082-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/799292/000079929223000082/mho-20230524.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000799292-23-000082
- JSON: https://secwatch.observer/filing/0000799292-23-000082.json
- Plain text: https://secwatch.observer/filing/0000799292-23-000082.txt

## Key facts
- Executive change
  William H. Carter retired as Director at M/I HOMES, INC..
  - Action: retired
  - Role: Director
  source text: On May 24, 2023, William H. Carter notified the Company of his decision to retire from the board of directors of the Company effective May 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/799292/000079929223000082/0000799292-23-000082-index.htm
- Material Agreements
  M/I HOMES, INC. entered into Fourth Amended and Restated Mortgage Warehousing Agreement with Comerica Bank, as administrative agent, and the lenders party thereto, which include Comerica Bank, The Huntington National Bank, and Truist Bank (effective 2023-05-26).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Comerica Bank, as administrative agent, and the lenders party thereto, which include Comerica Bank, The Huntington National Bank, and Truist Bank
  - Effective: 2023-05-26
  source text: On May 26, 2023, M/I Financial, LLC (“M/I Financial”), a wholly-owned subsidiary of M/I Homes, Inc. (the “Company”), entered into a Fourth Amended and Restated Mortgage Warehousing Agreement (the “2023 Warehouse Agreement”) among M/I Financial, as borrower, Comerica Bank, as administrative agent, and the lenders party thereto, which include Comerica Bank, The Huntington National Bank, and Truist Bank.
  evidence_url: https://www.sec.gov/Archives/edgar/data/799292/000079929223000082/0000799292-23-000082-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.