{"schema_version":"secwatch.filing_event.v1","accession":"0000799292-25-000071","form_type":"8-K","ticker":"MHO","cik":"0000799292","company_name":"M/I HOMES, INC.","filed_at":"2025-09-19T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.407056+00:00","generated_at":"2026-05-17T06:10:35.348898+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"M/I Homes expands revolving credit facility to $900M, extends maturity to 2030, lowers pricing","bullets":["Commitments increased to $900M from $650M, with accordion feature to $1.05B.","Maturity extended to September 18, 2030; SOFR margin cut to 150bp (from 175bp) and commitment fee reduced to 25bp.","No borrowings outstanding as of June 30, 2025; $88.5M in letters of credit; borrowing base advance rates increased."],"urls":{"canonical":"https://secwatch.observer/filing/0000799292-25-000071","json":"https://secwatch.observer/filing/0000799292-25-000071.json","markdown":"https://secwatch.observer/filing/0000799292-25-000071.md","text":"https://secwatch.observer/filing/0000799292-25-000071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799292/000079929225000071/0000799292-25-000071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799292/000079929225000071/mho-20250918.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T06:10:35.348898+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c1662462467d80e46641eb86815dfa565ea46792","claim":"M/I HOMES, INC. amended credit facility of $900.0 million from $650.0 million with PNC Bank, National Association, as administrative agent at SOFR plus a margin ... decreased the SOFR margin to 150 basis points from 175 ba maturing September 18, 2030.","evidence_excerpt":"The Seventh Amendment, among other things, increased the commitments from the lenders to $900.0 million from $650.0 million and extended the maturity to September 18, 2030.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/799292/000079929225000071/0000799292-25-000071-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"$900.0 million from $650.0 million"},{"label":"Counterparty","value":"PNC Bank, National Association, as administrative agent"},{"label":"Rate","value":"SOFR plus a margin ... decreased the SOFR margin to 150 basis points from 175 ba"},{"label":"Maturity","value":"September 18, 2030"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}