---
schema_version: "secwatch.filing_event.v1"
accession: "0000799292-25-000071"
form_type: "8-K"
ticker: "MHO"
cik: "0000799292"
company_name: "M/I HOMES, INC."
filed_at: "2025-09-19T23:59:59+00:00"
generated_at: "2026-05-17T06:10:35.348898+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# M/I Homes expands revolving credit facility to $900M, extends maturity to 2030, lowers pricing

## Summary
- Commitments increased to $900M from $650M, with accordion feature to $1.05B.
- Maturity extended to September 18, 2030; SOFR margin cut to 150bp (from 175bp) and commitment fee reduced to 25bp.
- No borrowings outstanding as of June 30, 2025; $88.5M in letters of credit; borrowing base advance rates increased.

## SEC filing metadata
- accession: 0000799292-25-000071
- form_type: 8-K
- ticker: MHO
- cik: 0000799292
- company_name: M/I HOMES, INC.
- filed_at: 2025-09-19T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/799292/000079929225000071/0000799292-25-000071-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/799292/000079929225000071/mho-20250918.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000799292-25-000071
- JSON: https://secwatch.observer/filing/0000799292-25-000071.json
- Plain text: https://secwatch.observer/filing/0000799292-25-000071.txt

## Key facts
- Debt Financings
  M/I HOMES, INC. amended credit facility of $900.0 million from $650.0 million with PNC Bank, National Association, as administrative agent at SOFR plus a margin ... decreased the SOFR margin to 150 basis points from 175 ba maturing September 18, 2030.
  - Instrument: credit facility
  - Principal: $900.0 million from $650.0 million
  - Counterparty: PNC Bank, National Association, as administrative agent
  - Rate: SOFR plus a margin ... decreased the SOFR margin to 150 basis points from 175 ba
  - Maturity: September 18, 2030
  - Event: amendment
  source text: The Seventh Amendment, among other things, increased the commitments from the lenders to $900.0 million from $650.0 million and extended the maturity to September 18, 2030.
  evidence_url: https://www.sec.gov/Archives/edgar/data/799292/000079929225000071/0000799292-25-000071-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.