{"schema_version":"secwatch.filing_event.v1","accession":"0000799292-25-000073","form_type":"8-K","ticker":"MHO","cik":"0000799292","company_name":"M/I HOMES, INC.","filed_at":"2025-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.205417+00:00","generated_at":"2026-05-17T02:54:06.013527+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"M/I Homes Q3 net income falls 27% to $106.5M ($3.92/sh); revenue down 1% to $1.1B","bullets":["Pre-tax income $139.8M (12% of revenue) vs $188.7M a year ago; includes $7.6M inventory charge.","Deliveries up 1% to record 2,296 homes; new contracts fell 6% to 1,908; backlog value down 30% to $1.21B.","Share repurchases of $50M; credit facility extended to 2030 and increased to $900M from $650M.","Moody's upgraded credit rating to Ba1; shareholders' equity record $3.1B, book value per share $120.","Cancellation rate rose to 12% from 10% a year ago; homebuilding net debt-to-capital at negative 1%."],"urls":{"canonical":"https://secwatch.observer/filing/0000799292-25-000073","json":"https://secwatch.observer/filing/0000799292-25-000073.json","markdown":"https://secwatch.observer/filing/0000799292-25-000073.md","text":"https://secwatch.observer/filing/0000799292-25-000073.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799292/000079929225000073/0000799292-25-000073-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799292/000079929225000073/mho-20251022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:54:06.013527+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}