{"schema_version":"secwatch.filing_event.v1","accession":"0000799292-26-000004","form_type":"8-K","ticker":"MHO","cik":"0000799292","company_name":"M/I HOMES, INC.","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.727739+00:00","generated_at":"2026-05-16T07:14:37.571451+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"M/I Homes Q4 net income $64M ($2.39 EPS) down from $134M; full year EPS $14.74 vs $19.71","bullets":["Q4 revenue $1.1B (-5% YoY); pre-tax income $80.6M includes $51.2M in inventory and warranty charges.","Full year 2025 net income $402.9M ($14.74 diluted EPS) vs $563.7M ($19.71 EPS) in 2024.","New contracts up 9% in Q4 to 1,921; full year contracts down 4% to 8,199. Backlog units down 29% to 1,809.","Record shareholders' equity $3.2B; repurchased $202M of stock in 2025; zero borrowings on $900M credit facility.","Gross margin 18.1% (22.6% excluding charges); cancellation rate improved to 10% from 14% last year."],"urls":{"canonical":"https://secwatch.observer/filing/0000799292-26-000004","json":"https://secwatch.observer/filing/0000799292-26-000004.json","markdown":"https://secwatch.observer/filing/0000799292-26-000004.md","text":"https://secwatch.observer/filing/0000799292-26-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799292/000079929226000004/0000799292-26-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799292/000079929226000004/mho-20260128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:14:37.571451+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}