{"schema_version":"secwatch.filing_event.v1","accession":"0000799292-26-000025","form_type":"8-K","ticker":"MHO","cik":"0000799292","company_name":"M/I HOMES, INC.","filed_at":"2026-07-29T11:33:45+00:00","discovered_at":"2026-07-29T11:35:00.410068+00:00","generated_at":"2026-07-29T11:35:08.139445+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"M/I Homes Q2 net income down 35% to $79M; new contracts record 2,387 (+15% YoY)","bullets":["Q2 EPS $3.02 diluted vs $4.42 a year ago; revenue $1.1B (-9% YoY); gross margin 22%.","New contracts record 2,387 (+15% YoY); deliveries 2,206 (-6% YoY); cancellation rate improved to 8% from 13%.","Backlog sales value $1.31B (-8%); backlog units 2,426 (-6%); avg price $538K.","Shareholders' equity record $3.2B; book value per share $128; repurchased $50M stock.","S&P upgraded credit rating to BB+; no borrowings on $900M credit facility; cash $736M."],"urls":{"canonical":"https://secwatch.observer/filing/0000799292-26-000025","json":"https://secwatch.observer/filing/0000799292-26-000025.json","markdown":"https://secwatch.observer/filing/0000799292-26-000025.md","text":"https://secwatch.observer/filing/0000799292-26-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799292/000079929226000025/0000799292-26-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799292/000079929226000025/mho-20260729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T11:35:08.139445+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}