---
schema_version: "secwatch.filing_event.v1"
accession: "0000799292-26-000025"
form_type: "8-K"
ticker: "MHO"
cik: "0000799292"
company_name: "M/I HOMES, INC."
filed_at: "2026-07-29T11:33:45+00:00"
generated_at: "2026-07-29T11:35:08.139445+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# M/I Homes Q2 net income down 35% to $79M; new contracts record 2,387 (+15% YoY)

## Summary
- Q2 EPS $3.02 diluted vs $4.42 a year ago; revenue $1.1B (-9% YoY); gross margin 22%.
- New contracts record 2,387 (+15% YoY); deliveries 2,206 (-6% YoY); cancellation rate improved to 8% from 13%.
- Backlog sales value $1.31B (-8%); backlog units 2,426 (-6%); avg price $538K.
- Shareholders' equity record $3.2B; book value per share $128; repurchased $50M stock.
- S&P upgraded credit rating to BB+; no borrowings on $900M credit facility; cash $736M.

## SEC filing metadata
- accession: 0000799292-26-000025
- form_type: 8-K
- ticker: MHO
- cik: 0000799292
- company_name: M/I HOMES, INC.
- filed_at: 2026-07-29T11:33:45+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/799292/000079929226000025/0000799292-26-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/799292/000079929226000025/mho-20260729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000799292-26-000025
- JSON: https://secwatch.observer/filing/0000799292-26-000025.json
- Plain text: https://secwatch.observer/filing/0000799292-26-000025.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.