{"schema_version":"secwatch.filing_event.v1","accession":"0000801337-23-000004","form_type":"8-K","ticker":"WBS","cik":"0000801337","company_name":"WEBSTER FINANCIAL CORP","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.126491+00:00","generated_at":"2026-06-20T08:49:51.523311+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Webster Q4 2022 adj. EPS $1.60; net income $240.6M; NIM 3.74% up 20bps QoQ","bullets":["GAAP diluted EPS $1.38; adjusted EPS $1.60, excluding $50.4M pre-tax merger and balance sheet repositioning charges.","Net income available to common stockholders $240.6M, up from $109.1M in Q4 2021; revenue $704.6M.","Net interest margin 3.74%, up 20 bps from prior quarter; period-end loans $49.8B, deposits $54.1B.","Provision for credit losses $43.0M; common equity Tier 1 ratio 10.71%.","Full year 2022 net income $628.4M ($3.72 diluted EPS); includes $433.2M of merger-related and other charges."],"urls":{"canonical":"https://secwatch.observer/filing/0000801337-23-000004","json":"https://secwatch.observer/filing/0000801337-23-000004.json","markdown":"https://secwatch.observer/filing/0000801337-23-000004.md","text":"https://secwatch.observer/filing/0000801337-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/801337/000080133723000004/0000801337-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/801337/000080133723000004/wbs-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:49:51.523311+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0283c0500405b5b6b986a4b8b814448104cbfd9a","claim":"WEBSTER FINANCIAL CORP reported the quarter ended December 31, 2022 results: revenue $704.6 million, net income $240.6 million, EPS $1.38 per diluted share.","evidence_excerpt":"with our financial performance, we are equally proud of the progress we have made from a culture and talent perspective.\" Highlights for the fourth quarter of 2022: • Revenue of $704.6 million. • Period end loan and lease balance of $49.8 billion; 81 percent commercial loans and leases, 19 percent consumer loans, and a loan to deposit ratio of 92 percent. • Period end","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/801337/000080133723000004/0000801337-23-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Revenue","value":"$704.6 million"},{"label":"Net income","value":"$240.6 million"},{"label":"EPS","value":"$1.38 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"0fde803d2c67ce489f7089382230e0efaf886d0c","claim":"WEBSTER FINANCIAL CORP reported the full year 2022 results: net income $628.4 million, EPS $3.72 per diluted share.","evidence_excerpt":"For the full year 2022, net income available to common stockholders was $628.4 million, or $3.72 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/801337/000080133723000004/0000801337-23-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year 2022"},{"label":"Net income","value":"$628.4 million"},{"label":"EPS","value":"$3.72 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}