{"schema_version":"secwatch.filing_event.v1","accession":"0000801337-24-000003","form_type":"8-K","ticker":"WBS","cik":"0000801337","company_name":"WEBSTER FINANCIAL CORP","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.957944+00:00","generated_at":"2026-06-06T20:21:29.965826+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Webster Q4 GAAP EPS $1.05, adjusted $1.46; revenue $634.8M; includes $94.7M charges","bullets":["GAAP EPS $1.05; adjusted EPS $1.46; net income $181.2M.","Revenue $634.8M; NIM 3.42% (down 7 bps QoQ); loans $50.7B, deposits $60.8B.","Provision for credit losses $36.0M; net charge-offs $34.0M (0.27% of avg loans); allowance 1.25% of loans.","Results include $94.7M pre-tax charges ($0.41/share) for FDIC assessment, merger costs, securities repositioning.","CET1 ratio 11.12%; tangible book value $32.39/share; return on avg tangible common equity 14.49% (adjusted 19.83%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000801337-24-000003","json":"https://secwatch.observer/filing/0000801337-24-000003.json","markdown":"https://secwatch.observer/filing/0000801337-24-000003.md","text":"https://secwatch.observer/filing/0000801337-24-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/801337/000080133724000003/0000801337-24-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/801337/000080133724000003/wbs-20240123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:21:29.965826+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c18a420b1043458f67c986ab44f44e0eb181185f","claim":"WEBSTER FINANCIAL CORP reported the quarter ended December 31, 2023 results: revenue $634.8 million, net income net income available to common stockholders of $181.2 million, EPS $1.05 per diluted share.","evidence_excerpt":"executive officer. \"Our strong financial position and proactive actions position us well for continued success in 2024.\" Highlights for the fourth quarter of 2023: • Revenue of $634.8 million. • Period end loan and lease balance of $50.7 billion, up $0.6 billion or 1.3 percent from prior quarter; 80.7 percent commercial loans and leases, 19.3 percent consumer loans,","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/801337/000080133724000003/0000801337-24-000003-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Revenue","value":"$634.8 million"},{"label":"Net income","value":"net income available to common stockholders of $181.2 million"},{"label":"EPS","value":"$1.05 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}