{"schema_version":"secwatch.filing_event.v1","accession":"0000801337-24-000010","form_type":"8-K","ticker":"WBS","cik":"0000801337","company_name":"WEBSTER FINANCIAL CORP","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.012597+00:00","generated_at":"2026-06-03T13:02:37.299974+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Webster Q1 GAAP EPS $1.23, adjusted $1.35; revenue $667.1M; NIM 3.35%","bullets":["Net income $212.2M ($1.23 diluted) vs $216.8M ($1.24) a year ago; adjusted EPS $1.35.","Revenue $667.1M; net interest income $567.7M; net interest margin 3.35% (down 7 bps QoQ).","Loan balance $51.1B (+0.7% QoQ); deposits $60.7B ( $36.5M QoQ) but core deposits +$1.5B.","Provision for credit losses $45.5M; net charge-offs $37.5M (0.29% of avg loans); NPLs $283.6M (0.56%).","CET1 ratio 10.51%; tangible common equity ratio 7.15%; efficiency ratio 45.25%."],"urls":{"canonical":"https://secwatch.observer/filing/0000801337-24-000010","json":"https://secwatch.observer/filing/0000801337-24-000010.json","markdown":"https://secwatch.observer/filing/0000801337-24-000010.md","text":"https://secwatch.observer/filing/0000801337-24-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/801337/000080133724000010/0000801337-24-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/801337/000080133724000010/wbs-20240423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T13:02:37.299974+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"22ed52cb1c649df8c40020d0a58d99134237126d","claim":"WEBSTER FINANCIAL CORP reported the quarter ended March 31, 2024 results: EPS $1.23 per diluted share.","evidence_excerpt":"On April 23, 2024, Webster Financial Corporation (the Company) issued a press release reporting its results of operations for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/801337/000080133724000010/0000801337-24-000010-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"EPS","value":"$1.23 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}