{"schema_version":"secwatch.filing_event.v1","accession":"0000801337-24-000026","form_type":"8-K","ticker":"WBS","cik":"0000801337","company_name":"WEBSTER FINANCIAL CORP","filed_at":"2024-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.050609+00:00","generated_at":"2026-05-30T13:30:29.625861+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Webster Q3 EPS $1.10 GAAP, $1.34 adjusted; net income down 15% YoY","bullets":["Net income available to common $188.8M ($1.10 diluted) vs $222.3M ($1.28) in Q3 2023.","Adjusted EPS $1.34 excludes $56.2M pre-tax in securities repositioning losses, restructuring costs.","Period-end loans $51.9B (+0.7% QoQ); deposits $64.5B (+3.6% QoQ) with core deposit growth $2.6B.","Net interest margin 3.36% (+4 bps QoQ); efficiency ratio 45.49%.","Nonperforming loans $425.6M (0.82% of loans) vs $368.8M (0.72%) prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000801337-24-000026","json":"https://secwatch.observer/filing/0000801337-24-000026.json","markdown":"https://secwatch.observer/filing/0000801337-24-000026.md","text":"https://secwatch.observer/filing/0000801337-24-000026.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/801337/000080133724000026/0000801337-24-000026-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/801337/000080133724000026/wbs-20241017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:30:29.625861+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}