---
schema_version: "secwatch.filing_event.v1"
accession: "0000801337-24-000026"
form_type: "8-K"
ticker: "WBS"
cik: "0000801337"
company_name: "WEBSTER FINANCIAL CORP"
filed_at: "2024-10-17T23:59:59+00:00"
generated_at: "2026-05-30T13:30:29.625861+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Webster Q3 EPS $1.10 GAAP, $1.34 adjusted; net income down 15% YoY

## Summary
- Net income available to common $188.8M ($1.10 diluted) vs $222.3M ($1.28) in Q3 2023.
- Adjusted EPS $1.34 excludes $56.2M pre-tax in securities repositioning losses, restructuring costs.
- Period-end loans $51.9B (+0.7% QoQ); deposits $64.5B (+3.6% QoQ) with core deposit growth $2.6B.
- Net interest margin 3.36% (+4 bps QoQ); efficiency ratio 45.49%.
- Nonperforming loans $425.6M (0.82% of loans) vs $368.8M (0.72%) prior quarter.

## SEC filing metadata
- accession: 0000801337-24-000026
- form_type: 8-K
- ticker: WBS
- cik: 0000801337
- company_name: WEBSTER FINANCIAL CORP
- filed_at: 2024-10-17T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/801337/000080133724000026/0000801337-24-000026-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/801337/000080133724000026/wbs-20241017.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000801337-24-000026
- JSON: https://secwatch.observer/filing/0000801337-24-000026.json
- Plain text: https://secwatch.observer/filing/0000801337-24-000026.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.