{"schema_version":"secwatch.filing_event.v1","accession":"0000801337-25-000067","form_type":"8-K","ticker":"WBS","cik":"0000801337","company_name":"WEBSTER FINANCIAL CORP","filed_at":"2025-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.410781+00:00","generated_at":"2026-05-18T06:06:40.557788+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Webster Financial Q2 2025 EPS $1.52, net income $251.7M vs $1.03, $175.5M a year ago","bullets":["Diluted EPS $1.52, net income $251.7M vs $1.03, $175.5M in Q2 2024.","Revenue $715.8M; net interest income $621.2M, NIM 3.44% (up 5 bps YoY).","Loans and leases $53.7B (+1.2% QoQ), deposits $66.3B (+1.1% QoQ).","Provision for credit losses $46.5M, down from $77.5M in prior quarter.","Efficiency ratio 45.40%; ROATCE 17.96%; CET1 ratio 11.33%."],"urls":{"canonical":"https://secwatch.observer/filing/0000801337-25-000067","json":"https://secwatch.observer/filing/0000801337-25-000067.json","markdown":"https://secwatch.observer/filing/0000801337-25-000067.md","text":"https://secwatch.observer/filing/0000801337-25-000067.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/801337/000080133725000067/0000801337-25-000067-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/801337/000080133725000067/wbs-20250717.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:06:40.557788+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}