{"schema_version":"secwatch.filing_event.v1","accession":"0000801337-25-000100","form_type":"8-K","ticker":"WBS","cik":"0000801337","company_name":"WEBSTER FINANCIAL CORP","filed_at":"2025-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.210268+00:00","generated_at":"2026-05-17T03:29:05.420447+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Webster Q3 2025 EPS $1.54 vs $1.10 YoY; record quarterly profit","bullets":["Net income $254.1M, diluted EPS $1.54, up from $186.8M, $1.10 YoY.","Revenue $732.6M; net interest income $631.7M, NIM 3.40%.","Loans $55.1B (+$1.4B QoQ); deposits $68.2B (+$1.9B QoQ).","Provision for credit losses $44.0M; net charge-offs $38.4M (0.28% of avg loans).","CET1 ratio 11.40%; repurchased 2.2M shares during Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0000801337-25-000100","json":"https://secwatch.observer/filing/0000801337-25-000100.json","markdown":"https://secwatch.observer/filing/0000801337-25-000100.md","text":"https://secwatch.observer/filing/0000801337-25-000100.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/801337/000080133725000100/0000801337-25-000100-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/801337/000080133725000100/wbs-20251017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:29:05.420447+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}