{"schema_version":"secwatch.filing_event.v1","accession":"0000801337-26-000004","form_type":"8-K","ticker":"WBS","cik":"0000801337","company_name":"WEBSTER FINANCIAL CORP","filed_at":"2026-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.729439+00:00","generated_at":"2026-05-16T08:37:17.001114+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Webster Q4 2025 EPS $1.55, adjusted $1.59; record EPS and tangible book value per share","bullets":["Net income applicable to common $248.7M ($1.55 diluted EPS); adjusted EPS $1.59 vs $1.43 a year ago.","Period-end loans $56.6B (+$1.5B QoQ); deposits $68.8B (+$0.6B QoQ).","Net interest margin 3.35%; CET1 ratio 11.22%; efficiency ratio 46.95%.","Non-interest income $113.4M (incl. $9.8M gains on debt redemption); provision for credit losses $42.0M.","Tangible book value per share $37.20, up from $32.95 a year ago; book value per share $57.12."],"urls":{"canonical":"https://secwatch.observer/filing/0000801337-26-000004","json":"https://secwatch.observer/filing/0000801337-26-000004.json","markdown":"https://secwatch.observer/filing/0000801337-26-000004.md","text":"https://secwatch.observer/filing/0000801337-26-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/801337/000080133726000004/0000801337-26-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/801337/000080133726000004/wbs-20260123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:37:17.001114+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}