---
schema_version: "secwatch.filing_event.v1"
accession: "0000801337-26-000004"
form_type: "8-K"
ticker: "WBS"
cik: "0000801337"
company_name: "WEBSTER FINANCIAL CORP"
filed_at: "2026-01-23T23:59:59+00:00"
generated_at: "2026-05-16T08:37:17.001114+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Webster Q4 2025 EPS $1.55, adjusted $1.59; record EPS and tangible book value per share

## Summary
- Net income applicable to common $248.7M ($1.55 diluted EPS); adjusted EPS $1.59 vs $1.43 a year ago.
- Period-end loans $56.6B (+$1.5B QoQ); deposits $68.8B (+$0.6B QoQ).
- Net interest margin 3.35%; CET1 ratio 11.22%; efficiency ratio 46.95%.
- Non-interest income $113.4M (incl. $9.8M gains on debt redemption); provision for credit losses $42.0M.
- Tangible book value per share $37.20, up from $32.95 a year ago; book value per share $57.12.

## SEC filing metadata
- accession: 0000801337-26-000004
- form_type: 8-K
- ticker: WBS
- cik: 0000801337
- company_name: WEBSTER FINANCIAL CORP
- filed_at: 2026-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/801337/000080133726000004/0000801337-26-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/801337/000080133726000004/wbs-20260123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000801337-26-000004
- JSON: https://secwatch.observer/filing/0000801337-26-000004.json
- Plain text: https://secwatch.observer/filing/0000801337-26-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.