{"schema_version":"secwatch.filing_event.v1","accession":"0000804269-24-000007","form_type":"8-K","ticker":null,"cik":"0000804269","company_name":"General Motors Financial Company, Inc.","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.019831+00:00","generated_at":"2026-06-03T13:03:10.351775+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"GM Financial Q1 net income $536M, down 8% YoY; credit metrics weaken","bullets":["Net income $536M vs $584M in Q1 2023; sequential improvement from $532M in Q4 2023.","Retail loan originations $8.3B flat QoQ; operating lease originations $4.3B unchanged.","Earning assets $118.2B; available liquidity $34.1B at March 31, 2024.","Annualized net charge-offs 1.1% of avg retail receivables vs 0.8% YoY; 60-day+ delinquencies 0.7% vs 0.5%.","China JV equity earnings $32M vs $41M in Q1 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000804269-24-000007","json":"https://secwatch.observer/filing/0000804269-24-000007.json","markdown":"https://secwatch.observer/filing/0000804269-24-000007.md","text":"https://secwatch.observer/filing/0000804269-24-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/804269/000080426924000007/0000804269-24-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/804269/000080426924000007/acf-20240423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T13:03:10.351775+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"437230cf136a84cfb047763069918d2a93dbd119","claim":"General Motors Financial Company, Inc. reported the quarter ended March 31, 2024 results: net income $536 million.","evidence_excerpt":"GM Financial reports first quarter 2024 operating results • First quarter net income of $536 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/804269/000080426924000007/0000804269-24-000007-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Net income","value":"$536 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}