---
schema_version: "secwatch.filing_event.v1"
accession: "0000804269-24-000007"
form_type: "8-K"
ticker: null
cik: "0000804269"
company_name: "General Motors Financial Company, Inc."
filed_at: "2024-04-23T23:59:59+00:00"
generated_at: "2026-06-03T13:03:10.351775+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# GM Financial Q1 net income $536M, down 8% YoY; credit metrics weaken

## Summary
- Net income $536M vs $584M in Q1 2023; sequential improvement from $532M in Q4 2023.
- Retail loan originations $8.3B flat QoQ; operating lease originations $4.3B unchanged.
- Earning assets $118.2B; available liquidity $34.1B at March 31, 2024.
- Annualized net charge-offs 1.1% of avg retail receivables vs 0.8% YoY; 60-day+ delinquencies 0.7% vs 0.5%.
- China JV equity earnings $32M vs $41M in Q1 2023.

## SEC filing metadata
- accession: 0000804269-24-000007
- form_type: 8-K
- cik: 0000804269
- company_name: General Motors Financial Company, Inc.
- filed_at: 2024-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/804269/000080426924000007/0000804269-24-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/804269/000080426924000007/acf-20240423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000804269-24-000007
- JSON: https://secwatch.observer/filing/0000804269-24-000007.json
- Plain text: https://secwatch.observer/filing/0000804269-24-000007.txt

## Key facts
- Earnings Releases
  General Motors Financial Company, Inc. reported the quarter ended March 31, 2024 results: net income $536 million.
  - Period: the quarter ended March 31, 2024
  - Net income: $536 million
  - Result: reported results
  source text: GM Financial reports first quarter 2024 operating results • First quarter net income of $536 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/804269/000080426924000007/0000804269-24-000007-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.