{"schema_version":"secwatch.filing_event.v1","accession":"0000804269-26-000011","form_type":"8-K","ticker":null,"cik":"0000804269","company_name":"General Motors Financial Company, Inc.","filed_at":"2026-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.752391+00:00","generated_at":"2026-05-15T03:27:31.627928+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"GM Financial Q1 net income $514M (+3% YoY); originations decline; credit metrics weaken slightly","bullets":["Net income of $514M vs $499M in Q1 2025 and $460M in Q4 2025.","Retail loan originations $8.3B, down 13.5% YoY; operating lease originations $4.0B, down 20% YoY.","Earning assets $123.9B at Mar 31, 2026; available liquidity $35.0B (5.2B cash, 25.8B secured facilities).","Annualized net charge-offs 1.5% of avg retail receivables (up from 1.2% YoY); 60+ day delinquencies 0.9% (up from 0.7%).","Commercial finance receivables $15.7B, down from $17.4B at Dec 31, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000804269-26-000011","json":"https://secwatch.observer/filing/0000804269-26-000011.json","markdown":"https://secwatch.observer/filing/0000804269-26-000011.md","text":"https://secwatch.observer/filing/0000804269-26-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/804269/000080426926000011/0000804269-26-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/804269/000080426926000011/acf-20260428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:27:31.627928+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f042c02fa32e699ff294c8ee334cb1eecc46880d","claim":"General Motors Financial Company, Inc. reported the quarter ended March 31, 2026 results: net income $514 million.","evidence_excerpt":"GM FINANCIAL REPORTS FIRST QUARTER 2026 OPERATING RESULTS • First quarter net income of $514 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/804269/000080426926000011/0000804269-26-000011-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$514 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}