secwatch.observer — SEC 8-K summary
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Issuer:     General Motors Financial Company, Inc. (—)
CIK:        0000804269
Form:       8-K
Filed at:   2026-04-28T23:59:59+00:00
Accession:  0000804269-26-000011
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

GM Financial Q1 net income $514M (+3% YoY); originations decline; credit metrics weaken slightly
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- Net income of $514M vs $499M in Q1 2025 and $460M in Q4 2025.
- Retail loan originations $8.3B, down 13.5% YoY; operating lease originations $4.0B, down 20% YoY.
- Earning assets $123.9B at Mar 31, 2026; available liquidity $35.0B (5.2B cash, 25.8B secured facilities).
- Annualized net charge-offs 1.5% of avg retail receivables (up from 1.2% YoY); 60+ day delinquencies 0.9% (up from 0.7%).
- Commercial finance receivables $15.7B, down from $17.4B at Dec 31, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/804269/000080426926000011/0000804269-26-000011-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/804269/000080426926000011/acf-20260428.htm
  HTML page:      https://secwatch.observer/filing/0000804269-26-000011

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