---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-22-000076"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2022-07-25T23:59:59+00:00"
generated_at: "2026-06-24T09:22:43.514537+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Park National H1 2022 net income down 10.7% to $73.2M; mortgage originations plunge 44%

## Summary
- Net income of $73.2M for six months ended June 30, 2022, vs. $82.0M in 2021, a 10.7% decline.
- PNB segment net income dropped to $76.4M from $86.0M YoY; pre-tax pre-provision income fell 4% to $87.1M.
- Total mortgage loan originations collapsed 44.4% to $311.9M from $560.5M; refinance share fell to 25.9%.
- PPP loan balance shrank to $13.4M from $248.9M a year earlier, lowering interest income by $8.3M.
- Total deposits rose 5.1% from Dec 2021 to $8.58B; off-balance sheet deposits were $809.8M.

## SEC filing metadata
- accession: 0000805676-22-000076
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2022-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567622000076/0000805676-22-000076-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567622000076/prk-20220725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-22-000076
- JSON: https://secwatch.observer/filing/0000805676-22-000076.json
- Plain text: https://secwatch.observer/filing/0000805676-22-000076.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.