---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-23-000005"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2023-01-23T23:59:59+00:00"
generated_at: "2026-06-20T12:06:46.880505+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Park National posts 2022 net income of $148.4M, down 3.6% YoY; director retiring

## Summary
- Net income $148.4M vs $153.9M in 2021; pre-tax pre-provision net income up 4.9% to $185.0M.
- PNB net interest income rose 6.8% to $350.6M; loan growth ex-PPP was 5.0% YoY.
- Credit quality strong: net charge-offs 0.03% of avg loans vs net recoveries 0.05% in 2021.
- Director Alicia Hupp to retire April 2023, board size reduced to 13; one-time bonuses $3.2M.
- PPP loan balance declined to $4.2M at year-end; $33.1M total SBA fees received through 2022.

## SEC filing metadata
- accession: 0000805676-23-000005
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2023-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 5.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567623000005/0000805676-23-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567623000005/prk-20230123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-23-000005
- JSON: https://secwatch.observer/filing/0000805676-23-000005.json
- Plain text: https://secwatch.observer/filing/0000805676-23-000005.txt

## Key facts
- Earnings Releases
  PARK NATIONAL CORP /OH/ reported financial results for the twelve months (full year) ended December 31, 2022.
  - Period: the twelve months (full year) ended December 31, 2022
  - Result: reported results
  source text: On January 23, 2023, Park National Corporation (“Park”) issued a news release (the “Financial Results News Release”) announcing financial results for the three months (fourth quarter) and the twelve months (full year) ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567623000005/0000805676-23-000005-index.htm
- Earnings Releases
  PARK NATIONAL CORP /OH/ reported financial results for the three months (fourth quarter) ended December 31, 2022.
  - Period: the three months (fourth quarter) ended December 31, 2022
  - Result: reported results
  source text: On January 23, 2023, Park National Corporation (“Park”) issued a news release (the “Financial Results News Release”) announcing financial results for the three months (fourth quarter) and the twelve months (full year) ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567623000005/0000805676-23-000005-index.htm
- Executive change
  Alicia J. Hupp departed as Director at PARK NATIONAL CORP /OH/.
  - Action: retired and not standing for re-election
  - Role: Director
  source text: On January 23, 2023, Alicia J. Hupp, who currently serves in the class of directors of Park who terms will expire at the 2023 Annual Meeting of Shareholders of Park (the "2023 Annual Meeting"), notified Park that she has decided to retire and not stand for re-election to the Board of Directors of Park.
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567623000005/0000805676-23-000005-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.