---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-23-000067"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2023-04-21T23:59:59+00:00"
generated_at: "2026-06-16T21:55:25.348834+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Park National Q1 net income down 13.2% to $33.7M; net interest income up 17.9% but other income falls 22.4%

## Summary
- Net income $33.7M vs. $38.9M YoY; pre-tax pre-provision net income $40.1M, down 4.5%.
- PNB net interest income $93.6M (+17.9% YoY) on higher loan yields and volumes; loan yield 5.21%.
- Other income fell 22.4% to $24.3M, driven by lower mortgage banking revenue ($61.2M originations, -61.8%).
- Credit quality stable: net charge-offs $727K (0.04% annualized of avg loans); allowance $85.9M (1.21% of loans).

## SEC filing metadata
- accession: 0000805676-23-000067
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2023-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567623000067/0000805676-23-000067-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567623000067/prk-20230421.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-23-000067
- JSON: https://secwatch.observer/filing/0000805676-23-000067.json
- Plain text: https://secwatch.observer/filing/0000805676-23-000067.txt

## Key facts
- Earnings Releases
  PARK NATIONAL CORP /OH/ reported financial results for the three months ended March 31, 2023.
  - Period: the three months ended March 31, 2023
  - Result: reported results
  source text: On April 21, 2023, Park National Corporation (“Park”) issued a news release (the “Financial Results News Release”) announcing financial results for the three months ended March 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567623000067/0000805676-23-000067-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.