---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-23-000102"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2023-07-24T23:59:59+00:00"
generated_at: "2026-06-13T04:38:35.219382+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Park National Q2 net income falls 8% YoY to $31.6M; NII up 9.1%

## Summary
- Net income $31.6M (diluted EPS not provided) vs $34.3M Q2 2022 (-8%); pre-tax pre-provision $40.7M (-9.7%).
- Net interest income $91.6M (+9.1% YoY) driven by loan growth and higher yields; NIM expansion likely.
- PNB segment net income $35.5M in Q2, down from $36.3M in Q1; YTD PNB net income $71.8M vs $76.4M prior year.
- Deposits (incl. off-balance sheet) $8.36B, down 1.2% QoQ; uninsured deposits $1.4B (17% of total, $301M collateralized).
- Loans $7.21B, up 0.9% from Dec 2022; net charge-offs 0.07% of avg loans in Q2 vs 0.02% a year ago.

## SEC filing metadata
- accession: 0000805676-23-000102
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2023-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567623000102/0000805676-23-000102-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567623000102/prk-20230724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-23-000102
- JSON: https://secwatch.observer/filing/0000805676-23-000102.json
- Plain text: https://secwatch.observer/filing/0000805676-23-000102.txt

## Key facts
- Earnings Releases
  PARK NATIONAL CORP /OH/ reported financial results for six months ended June 30, 2023.
  - Period: six months ended June 30, 2023
  - Result: reported results
  source text: On July 24, 2023, Park National Corporation (“Park”) issued a news release (the “Financial Results News Release”) announcing financial results for the three months and the six months ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567623000102/0000805676-23-000102-index.htm
- Earnings Releases
  PARK NATIONAL CORP /OH/ reported financial results for three months ended June 30, 2023.
  - Period: three months ended June 30, 2023
  - Result: reported results
  source text: On July 24, 2023, Park National Corporation (“Park”) issued a news release (the “Financial Results News Release”) announcing financial results for the three months and the six months ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567623000102/0000805676-23-000102-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.