---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-23-000111"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2023-10-23T23:59:59+00:00"
generated_at: "2026-06-09T17:43:29.513218+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Park National Q3 net income $36.9M, down 12.2% YoY; NII up 3.8%

## Summary
- Net income of $36.9M for Q3 2023, down 12.2% YoY from $42.1M; pre-tax pre-provision income $44.2M, down 19.1%.
- Net interest income $94.3M, up 3.8% YoY and 2.9% QoQ; loan yield rose 96 bps to 5.43%.
- PNB segment net income $40.8M; PNB loans up 2.0% QoQ and 3.5% YoY; net charge-offs 0.06% of avg loans.
- Total deposits (incl off-balance sheet) $8.25B, down 1.4% QoQ; uninsured deposits 17.2% of total.
- Management targets assets under $10B at Dec 31, 2023; net unrealized loss on AFS securities $138.2M.

## SEC filing metadata
- accession: 0000805676-23-000111
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2023-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567623000111/0000805676-23-000111-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567623000111/prk-20231023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-23-000111
- JSON: https://secwatch.observer/filing/0000805676-23-000111.json
- Plain text: https://secwatch.observer/filing/0000805676-23-000111.txt

## Key facts
- Earnings Releases
  PARK NATIONAL CORP /OH/ reported financial results for the three months and the nine months ended September 30, 2023.
  - Period: the three months and the nine months ended September 30, 2023
  - Result: reported results
  source text: On October 23, 2023, Park National Corporation (“Park”) issued a news release (the “Financial Results News Release”) announcing financial results for the three months and the nine months ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567623000111/0000805676-23-000111-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.