{"schema_version":"secwatch.filing_event.v1","accession":"0000805676-24-000063","form_type":"8-K","ticker":"PRK","cik":"0000805676","company_name":"PARK NATIONAL CORP /OH/","filed_at":"2024-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.020702+00:00","generated_at":"2026-06-03T17:39:48.286585+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Park National Q1 net income $35.2M (+4.4% YoY); ROAA 1.44%; efficiency ratio improves to 63.1%","bullets":["Net income $35.2M vs $33.7M in Q1 2023; pre-tax, pre-provision income $44.6M (+11.3%).","Net interest income $95.6M (+3.7%), loan yield up 75 bps to 5.99%; loans grew 6.1% YoY to $7.53B.","Provision for credit losses $2.2M (vs $183K in Q1 2023); allowance 1.13% of total loans.","Total deposits $8.31B (flat YoY); uninsured deposits 16.8% of total, $410M fully collateralized.","Annualized ROAA 1.44% (vs 1.36% a year ago); efficiency ratio 63.07% (vs 65.10%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000805676-24-000063","json":"https://secwatch.observer/filing/0000805676-24-000063.json","markdown":"https://secwatch.observer/filing/0000805676-24-000063.md","text":"https://secwatch.observer/filing/0000805676-24-000063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/805676/000080567624000063/0000805676-24-000063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/805676/000080567624000063/prk-20240419.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T17:39:48.286585+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"72343ae615bfc78aec91e35deef463ffffe3156b","claim":"PARK NATIONAL CORP /OH/ reported financial results for the three months ended March 31, 2024.","evidence_excerpt":"On April 19, 2024, Park National Corporation (“Park”) issued a news release (the “Financial Results News Release”) announcing financial results for the three months ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/805676/000080567624000063/0000805676-24-000063-index.htm","confidence":0.8,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}