---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-24-000063"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2024-04-19T23:59:59+00:00"
generated_at: "2026-06-03T17:39:48.286585+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Park National Q1 net income $35.2M (+4.4% YoY); ROAA 1.44%; efficiency ratio improves to 63.1%

## Summary
- Net income $35.2M vs $33.7M in Q1 2023; pre-tax, pre-provision income $44.6M (+11.3%).
- Net interest income $95.6M (+3.7%), loan yield up 75 bps to 5.99%; loans grew 6.1% YoY to $7.53B.
- Provision for credit losses $2.2M (vs $183K in Q1 2023); allowance 1.13% of total loans.
- Total deposits $8.31B (flat YoY); uninsured deposits 16.8% of total, $410M fully collateralized.
- Annualized ROAA 1.44% (vs 1.36% a year ago); efficiency ratio 63.07% (vs 65.10%).

## SEC filing metadata
- accession: 0000805676-24-000063
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2024-04-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567624000063/0000805676-24-000063-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567624000063/prk-20240419.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-24-000063
- JSON: https://secwatch.observer/filing/0000805676-24-000063.json
- Plain text: https://secwatch.observer/filing/0000805676-24-000063.txt

## Key facts
- Earnings Releases
  PARK NATIONAL CORP /OH/ reported financial results for the three months ended March 31, 2024.
  - Period: the three months ended March 31, 2024
  - Result: reported results
  source text: On April 19, 2024, Park National Corporation (“Park”) issued a news release (the “Financial Results News Release”) announcing financial results for the three months ended March 31, 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567624000063/0000805676-24-000063-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.