{"schema_version":"secwatch.filing_event.v1","accession":"0000805676-24-000116","form_type":"8-K","ticker":"PRK","cik":"0000805676","company_name":"PARK NATIONAL CORP /OH/","filed_at":"2024-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.058460+00:00","generated_at":"2026-05-30T09:54:18.937226+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Park National reports Q3 net income $38.2M (+3.5% YoY); nine-month net income $112.8M (+10.3%)","bullets":["Net income Q3 2024 $38.2M vs $36.9M Q3 2023; pre-tax pre-provision income $52.0M (+17.6%).","Nine-month 2024 net income $112.8M (+10.3%); pre-tax pre-provision $148.0M (+18.4%).","Net interest income nine-month $294.6M (+5.9%); loans up 5.2% to $7.73B; deposits down 0.4%.","Provision for credit losses $10.6M vs $1.1M, including $1.7M for Hurricane Helene.","Efficiency ratio improved to 61.38% from 64.29%; annualized ROA 1.53% vs 1.37%."],"urls":{"canonical":"https://secwatch.observer/filing/0000805676-24-000116","json":"https://secwatch.observer/filing/0000805676-24-000116.json","markdown":"https://secwatch.observer/filing/0000805676-24-000116.md","text":"https://secwatch.observer/filing/0000805676-24-000116.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/805676/000080567624000116/0000805676-24-000116-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/805676/000080567624000116/prk-20241028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:54:18.937226+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}