---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-24-000116"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2024-10-28T23:59:59+00:00"
generated_at: "2026-05-30T09:54:18.937226+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Park National reports Q3 net income $38.2M (+3.5% YoY); nine-month net income $112.8M (+10.3%)

## Summary
- Net income Q3 2024 $38.2M vs $36.9M Q3 2023; pre-tax pre-provision income $52.0M (+17.6%).
- Nine-month 2024 net income $112.8M (+10.3%); pre-tax pre-provision $148.0M (+18.4%).
- Net interest income nine-month $294.6M (+5.9%); loans up 5.2% to $7.73B; deposits down 0.4%.
- Provision for credit losses $10.6M vs $1.1M, including $1.7M for Hurricane Helene.
- Efficiency ratio improved to 61.38% from 64.29%; annualized ROA 1.53% vs 1.37%.

## SEC filing metadata
- accession: 0000805676-24-000116
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2024-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567624000116/0000805676-24-000116-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567624000116/prk-20241028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-24-000116
- JSON: https://secwatch.observer/filing/0000805676-24-000116.json
- Plain text: https://secwatch.observer/filing/0000805676-24-000116.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.