{"schema_version":"secwatch.filing_event.v1","accession":"0000805676-25-000041","form_type":"8-K","ticker":"PRK","cik":"0000805676","company_name":"PARK NATIONAL CORP /OH/","filed_at":"2025-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.340315+00:00","generated_at":"2026-05-23T06:25:29.338692+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Park National Q1 2025 net income $42.2M, up 19.8% YoY; NII grows 9.2%","bullets":["Net income $42.2M (Q1 2025), up 19.8% YoY; pre-tax pre-provision income $52.0M, up 16.5%.","Net interest income $104.4M, up 9.2% YoY on loan growth and higher yields; loan yield 6.26% vs 5.99%.","Provision for credit losses $756K vs $2.2M YoY; net charge-offs $592K, 0.03% annualized.","Loans $7.88B (+4.8% YoY) led by commercial (+6.8%) and real estate (+7.8%); deposits $8.20B (-1.3% YoY).","Efficiency ratio 59.79% vs 63.07% a year ago; annualized ROAA 1.70% vs 1.44%."],"urls":{"canonical":"https://secwatch.observer/filing/0000805676-25-000041","json":"https://secwatch.observer/filing/0000805676-25-000041.json","markdown":"https://secwatch.observer/filing/0000805676-25-000041.md","text":"https://secwatch.observer/filing/0000805676-25-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/805676/000080567625000041/0000805676-25-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/805676/000080567625000041/prk-20250425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T06:25:29.338692+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}