{"schema_version":"secwatch.filing_event.v1","accession":"0000805676-25-000061","form_type":"8-K","ticker":"PRK","cik":"0000805676","company_name":"PARK NATIONAL CORP /OH/","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.416396+00:00","generated_at":"2026-05-18T00:39:59.445002+00:00","sec_items":["2.02","7.01","5.05","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Park National reports Q2 2025 net income of $48.1M, up 22.2% YoY","bullets":["Net income for Q2 2025 was $48.1M vs $39.4M in Q2 2024, a $8.8M increase (+22.2%).","Pre-tax, pre-provision net income for Q2 2025 was $62.2M, up 20.9% from $51.4M.","Net interest income for H1 2025 was $213.4M, up 10.3% vs H1 2024; total loans grew 3.9% YoY to $7.96B.","Efficiency ratio improved to 57.65% for H1 2025 from 61.05% in H1 2024; annualized ROAA was 1.81%.","Board approved routine amendments to Code of Business Conduct and Ethics on July 25, 2025; no waivers granted."],"urls":{"canonical":"https://secwatch.observer/filing/0000805676-25-000061","json":"https://secwatch.observer/filing/0000805676-25-000061.json","markdown":"https://secwatch.observer/filing/0000805676-25-000061.md","text":"https://secwatch.observer/filing/0000805676-25-000061.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/805676/000080567625000061/0000805676-25-000061-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/805676/000080567625000061/prk-20250725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:39:59.445002+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"986015bbfb3019f74f8f05a18cdd4115146dee37","claim":"PARK NATIONAL CORP /OH/: Amended Code of Business Conduct and Ethics for readability and alignment with other governance documents (effective 2025-07-25).","evidence_excerpt":"On July 25, 2025, the Board of Directors (the “Park Board”) of Park approved certain amendments to Park’s Code of Business Conduct and Ethics (the “Code”).","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/805676/000080567625000061/0000805676-25-000061-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"code of ethics"},{"label":"Effective","value":"2025-07-25"}],"fact_type":"governance_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}