---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-25-000061"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:39:59.445002+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Park National reports Q2 2025 net income of $48.1M, up 22.2% YoY

## Summary
- Net income for Q2 2025 was $48.1M vs $39.4M in Q2 2024, a $8.8M increase (+22.2%).
- Pre-tax, pre-provision net income for Q2 2025 was $62.2M, up 20.9% from $51.4M.
- Net interest income for H1 2025 was $213.4M, up 10.3% vs H1 2024; total loans grew 3.9% YoY to $7.96B.
- Efficiency ratio improved to 57.65% for H1 2025 from 61.05% in H1 2024; annualized ROAA was 1.81%.
- Board approved routine amendments to Code of Business Conduct and Ethics on July 25, 2025; no waivers granted.

## SEC filing metadata
- accession: 0000805676-25-000061
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 5.05, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567625000061/0000805676-25-000061-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567625000061/prk-20250725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-25-000061
- JSON: https://secwatch.observer/filing/0000805676-25-000061.json
- Plain text: https://secwatch.observer/filing/0000805676-25-000061.txt

## Key facts
- Governance Changes
  PARK NATIONAL CORP /OH/: Amended Code of Business Conduct and Ethics for readability and alignment with other governance documents (effective 2025-07-25).
  - Change: code of ethics
  - Effective: 2025-07-25
  source text: On July 25, 2025, the Board of Directors (the “Park Board”) of Park approved certain amendments to Park’s Code of Business Conduct and Ethics (the “Code”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567625000061/0000805676-25-000061-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.