{"schema_version":"secwatch.filing_event.v1","accession":"0000805676-26-000008","form_type":"8-K","ticker":"PRK","cik":"0000805676","company_name":"PARK NATIONAL CORP /OH/","filed_at":"2026-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.735892+00:00","generated_at":"2026-05-16T08:14:35.230109+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Park Nat'l Q4 net income $42.6M (+10.4%), FY net $180.1M (+18.9%)","bullets":["Q4 net income $42.6M (+10.4% YoY); FY net income $180.1M (+18.9% YoY).","Pre-tax pre-provision net income FY $232.8M (+16.8%).","Net interest income $437.3M (+9.9%) on loan growth and higher yields; loans $8.05B (+3.0%).","Provision for credit losses $11.5M, down from $14.5M; net charge-offs 0.08% of avg loans.","Efficiency ratio improved to 57.94% from 61.44%; ROAA 1.78% vs 1.53%."],"urls":{"canonical":"https://secwatch.observer/filing/0000805676-26-000008","json":"https://secwatch.observer/filing/0000805676-26-000008.json","markdown":"https://secwatch.observer/filing/0000805676-26-000008.md","text":"https://secwatch.observer/filing/0000805676-26-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/805676/000080567626000008/0000805676-26-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/805676/000080567626000008/prk-20260121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:14:35.230109+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}