---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-26-000008"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2026-01-26T23:59:59+00:00"
generated_at: "2026-05-16T08:14:35.230109+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Park Nat'l Q4 net income $42.6M (+10.4%), FY net $180.1M (+18.9%)

## Summary
- Q4 net income $42.6M (+10.4% YoY); FY net income $180.1M (+18.9% YoY).
- Pre-tax pre-provision net income FY $232.8M (+16.8%).
- Net interest income $437.3M (+9.9%) on loan growth and higher yields; loans $8.05B (+3.0%).
- Provision for credit losses $11.5M, down from $14.5M; net charge-offs 0.08% of avg loans.
- Efficiency ratio improved to 57.94% from 61.44%; ROAA 1.78% vs 1.53%.

## SEC filing metadata
- accession: 0000805676-26-000008
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2026-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567626000008/0000805676-26-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567626000008/prk-20260121.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-26-000008
- JSON: https://secwatch.observer/filing/0000805676-26-000008.json
- Plain text: https://secwatch.observer/filing/0000805676-26-000008.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.