secwatch.observer — SEC 8-K summary
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Issuer:     PARK NATIONAL CORP /OH/ (PRK)
CIK:        0000805676
Form:       8-K
Filed at:   2026-01-26T23:59:59+00:00
Accession:  0000805676-26-000008
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Park Nat'l Q4 net income $42.6M (+10.4%), FY net $180.1M (+18.9%)
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- Q4 net income $42.6M (+10.4% YoY); FY net income $180.1M (+18.9% YoY).
- Pre-tax pre-provision net income FY $232.8M (+16.8%).
- Net interest income $437.3M (+9.9%) on loan growth and higher yields; loans $8.05B (+3.0%).
- Provision for credit losses $11.5M, down from $14.5M; net charge-offs 0.08% of avg loans.
- Efficiency ratio improved to 57.94% from 61.44%; ROAA 1.78% vs 1.53%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/805676/000080567626000008/0000805676-26-000008-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/805676/000080567626000008/prk-20260121.htm
  HTML page:      https://secwatch.observer/filing/0000805676-26-000008

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer