---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-26-000031"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2026-04-24T23:59:59+00:00"
generated_at: "2026-05-15T04:20:33.391381+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Park National Q1 net income down 1.1% to $41.7M; First Citizens acquisition boosts balance sheet

## Summary
- Net income of $41.7M vs $42.2M a year ago; PTPP income up 4.6% to $54.3M.
- First Citizens acquisition closed Feb 1, 2026: $324M deal added $2.6B assets, $1.6B loans, $2.2B deposits.
- Net interest income rose 20.5% to $125.8M, driven by $1.26B avg loan growth including First Citizens.
- Merger-related expenses totaled $15.5M in Q1; efficiency ratio worsened to 65.52% from 59.79%.
- Total deposits grew 34.1% to $11.0B; loan portfolio reached $9.67B, up 22.6% YoY.

## SEC filing metadata
- accession: 0000805676-26-000031
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2026-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567626000031/0000805676-26-000031-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567626000031/prk-20260424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-26-000031
- JSON: https://secwatch.observer/filing/0000805676-26-000031.json
- Plain text: https://secwatch.observer/filing/0000805676-26-000031.txt

## Key facts
- Earnings Releases
  PARK NATIONAL CORP /OH/ reported financial results for the three months ended March 31, 2026.
  - Period: the three months ended March 31, 2026
  - Result: reported results
  source text: On April 24, 2026, Park National Corporation (“Park”) issued a news release (the “Financial Results News Release”) announcing financial results for the three months ended March 31, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/805676/000080567626000031/0000805676-26-000031-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.