{"schema_version":"secwatch.filing_event.v1","accession":"0000805676-26-000057","form_type":"8-K","ticker":"PRK","cik":"0000805676","company_name":"PARK NATIONAL CORP /OH/","filed_at":"2026-07-27T20:15:15+00:00","discovered_at":"2026-07-27T20:16:00.271579+00:00","generated_at":"2026-07-27T20:16:09.049608+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Park National Q2 net income $58.8M, up 22% YoY; First Citizens acquisition boosts results","bullets":["Net income $58.8M in Q2 2026 vs $48.1M in Q2 2025 (+22.1%); H1 net income $100.4M vs $90.3M (+11.3%).","Net interest income H1 $264.6M, up 24% YoY, driven by $1.51B increase in average loans and First Citizens acquisition.","First Citizens acquisition closed Feb 1, 2026; contributed $42.1M loan interest income, $6.9M other income, $24.7M expenses in H1; merger costs $19.6M.","Loans at June 30, 2026: $9.73B, up 20.9% from Dec 2025; deposits $10.67B, up 29.4%.","Efficiency ratio 60.65% vs 57.65% a year ago; return on avg assets 1.64% vs 1.81%."],"urls":{"canonical":"https://secwatch.observer/filing/0000805676-26-000057","json":"https://secwatch.observer/filing/0000805676-26-000057.json","markdown":"https://secwatch.observer/filing/0000805676-26-000057.md","text":"https://secwatch.observer/filing/0000805676-26-000057.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/805676/000080567626000057/0000805676-26-000057-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/805676/000080567626000057/prk-20260727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-27T20:16:09.049608+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}