---
schema_version: "secwatch.filing_event.v1"
accession: "0000805676-26-000057"
form_type: "8-K"
ticker: "PRK"
cik: "0000805676"
company_name: "PARK NATIONAL CORP /OH/"
filed_at: "2026-07-27T20:15:15+00:00"
generated_at: "2026-07-27T20:16:09.049608+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Park National Q2 net income $58.8M, up 22% YoY; First Citizens acquisition boosts results

## Summary
- Net income $58.8M in Q2 2026 vs $48.1M in Q2 2025 (+22.1%); H1 net income $100.4M vs $90.3M (+11.3%).
- Net interest income H1 $264.6M, up 24% YoY, driven by $1.51B increase in average loans and First Citizens acquisition.
- First Citizens acquisition closed Feb 1, 2026; contributed $42.1M loan interest income, $6.9M other income, $24.7M expenses in H1; merger costs $19.6M.
- Loans at June 30, 2026: $9.73B, up 20.9% from Dec 2025; deposits $10.67B, up 29.4%.
- Efficiency ratio 60.65% vs 57.65% a year ago; return on avg assets 1.64% vs 1.81%.

## SEC filing metadata
- accession: 0000805676-26-000057
- form_type: 8-K
- ticker: PRK
- cik: 0000805676
- company_name: PARK NATIONAL CORP /OH/
- filed_at: 2026-07-27T20:15:15+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/805676/000080567626000057/0000805676-26-000057-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/805676/000080567626000057/prk-20260727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000805676-26-000057
- JSON: https://secwatch.observer/filing/0000805676-26-000057.json
- Plain text: https://secwatch.observer/filing/0000805676-26-000057.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.