{"schema_version":"secwatch.filing_event.v1","accession":"0000810958-22-000006","form_type":"8-K","ticker":"CZNC","cik":"0000810958","company_name":"CITIZENS & NORTHERN CORP","filed_at":"2022-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.197953+00:00","generated_at":"2026-06-24T10:38:13.369416+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"C&N Q2 2022 EPS $0.48, up from $0.44 in Q1; dividend $0.28 declared","bullets":["Net income $7.49M ($0.48 diluted EPS) vs $6.90M ($0.44) in Q1 2022 and $7.06M ($0.44) in Q2 2021.","Average loans excl. PPP up 13.2% annualized from Q1; total loans ex. PPP up 8.2% from Q1.","Nonperforming assets ratio improved to 0.62% from 0.81% in Q1 2022 and 1.12% in Q2 2021.","Quarterly cash dividend of $0.28/share declared, payable Aug 12, 2022 to holders of record Aug 1.","Repurchased 235,505 shares at avg $24.21 in Q2; $14.8M nonperforming assets."],"urls":{"canonical":"https://secwatch.observer/filing/0000810958-22-000006","json":"https://secwatch.observer/filing/0000810958-22-000006.json","markdown":"https://secwatch.observer/filing/0000810958-22-000006.md","text":"https://secwatch.observer/filing/0000810958-22-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/810958/000081095822000006/0000810958-22-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/810958/000081095822000006/cznc-20220721x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T10:38:13.369416+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}