{"schema_version":"secwatch.filing_event.v1","accession":"0000811589-22-000046","form_type":"8-K","ticker":"FBNC","cik":"0000811589","company_name":"FIRST BANCORP /NC/","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.630985+00:00","generated_at":"2026-06-23T00:33:31.726530+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Bancorp Q3 net income $37.9M ($1.06 EPS) beats year ago; margin expands; GrandSouth on track","bullets":["EPS of $1.06 (diluted) vs $0.97 year ago; net income $37.9M, up 37% YoY.","Net interest margin (tax-equivalent) rose to 3.40% from 3.03% a year ago.","Loan growth annualized 17.9% to $6.5B; deposits $9.2B, down $130.5M QoQ.","GrandSouth acquisition received regulatory approvals; expected close Jan 2023; target has $1.3B assets.","Quarterly cash dividend raised 10% to $0.22 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000811589-22-000046","json":"https://secwatch.observer/filing/0000811589-22-000046.json","markdown":"https://secwatch.observer/filing/0000811589-22-000046.md","text":"https://secwatch.observer/filing/0000811589-22-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/811589/000081158922000046/0000811589-22-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/811589/000081158922000046/fbnc-20221026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:33:31.726530+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}