{"schema_version":"secwatch.filing_event.v1","accession":"0000811830-24-000036","form_type":"8-K","ticker":"SNUS-PI","cik":"0000811830","company_name":"Santander Holdings USA, Inc.","filed_at":"2024-06-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.045021+00:00","generated_at":"2026-06-01T00:53:32.995633+00:00","sec_items":["8.01","9.01"],"event_type":"regulatory","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Santander Holdings USA's 2024 SCB set at 3.5%, total CET1 requirement rises to 8.0% effective Oct 1","bullets":["Federal Reserve set SHUSA's 2024 stress capital buffer at 3.5% of CET1, up from 2.5% in prior cycle.","Overall CET1 capital requirement increases to 8.0% from 7.0%, effective October 1, 2024.","As of March 31, 2024, SHUSA held $5.1 billion in excess CET1 over the new 8.0% requirement.","SHUSA remained in the top half of firms subject to the 2024 Supervisory Stress Test by CET1 ratio."],"urls":{"canonical":"https://secwatch.observer/filing/0000811830-24-000036","json":"https://secwatch.observer/filing/0000811830-24-000036.json","markdown":"https://secwatch.observer/filing/0000811830-24-000036.md","text":"https://secwatch.observer/filing/0000811830-24-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/811830/000081183024000036/0000811830-24-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/811830/000081183024000036/sov-20240628.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T00:53:32.995633+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}