{"schema_version":"secwatch.filing_event.v1","accession":"0000811830-25-000049","form_type":"8-K","ticker":"SNUS-PI","cik":"0000811830","company_name":"Santander Holdings USA, Inc.","filed_at":"2025-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.239011+00:00","generated_at":"2026-05-17T00:46:40.060083+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"confidence":"low","headline":"Santander Holdings USA files 8-K with Q3 2025 presentation; exhibit contains no extractable financial data","bullets":["Filing furnishes presentation slides for fixed income investor meetings dated November 3, 2025.","Exhibit 99.1 text is unreadable in the provided excerpt; no specific numbers or statements can be confirmed.","No earnings release, guidance, or material operational update is discernible from the filing.","Company reiterates that furnished information is not deemed filed or incorporated by reference."],"urls":{"canonical":"https://secwatch.observer/filing/0000811830-25-000049","json":"https://secwatch.observer/filing/0000811830-25-000049.json","markdown":"https://secwatch.observer/filing/0000811830-25-000049.md","text":"https://secwatch.observer/filing/0000811830-25-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/811830/000081183025000049/0000811830-25-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/811830/000081183025000049/sov-20251103.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:46:40.060083+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}