---
schema_version: "secwatch.filing_event.v1"
accession: "0000811830-25-000049"
form_type: "8-K"
ticker: "SNUS-PI"
cik: "0000811830"
company_name: "Santander Holdings USA, Inc."
filed_at: "2025-11-04T23:59:59+00:00"
generated_at: "2026-05-17T00:46:40.060083+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.1
calibrated_materiality_score: 0.1
confidence: "low"
source: SEC EDGAR
---

# Santander Holdings USA files 8-K with Q3 2025 presentation; exhibit contains no extractable financial data

## Summary
- Filing furnishes presentation slides for fixed income investor meetings dated November 3, 2025.
- Exhibit 99.1 text is unreadable in the provided excerpt; no specific numbers or statements can be confirmed.
- No earnings release, guidance, or material operational update is discernible from the filing.
- Company reiterates that furnished information is not deemed filed or incorporated by reference.

## SEC filing metadata
- accession: 0000811830-25-000049
- form_type: 8-K
- ticker: SNUS-PI
- cik: 0000811830
- company_name: Santander Holdings USA, Inc.
- filed_at: 2025-11-04T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.1
- calibrated_materiality_score: 0.1
- confidence: low
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/811830/000081183025000049/0000811830-25-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/811830/000081183025000049/sov-20251103.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000811830-25-000049
- JSON: https://secwatch.observer/filing/0000811830-25-000049.json
- Plain text: https://secwatch.observer/filing/0000811830-25-000049.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.