---
schema_version: "secwatch.filing_event.v1"
accession: "0000820027-22-000078"
form_type: "8-K"
ticker: "AMP"
cik: "0000820027"
company_name: "AMERIPRISE FINANCIAL INC"
filed_at: "2022-10-25T23:59:59+00:00"
generated_at: "2026-06-23T01:30:21.106372+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Ameriprise Q3 adj. operating EPS ex. unlocking $6.43, up 9% YoY; Wealth Management earnings up 30%

## Summary
- GAAP EPS $4.86 vs $8.65 prior year; net income $548M down 47% due to prior-year reinsurance gains.
- Adjusted operating EPS ex. unlocking $6.43, up 9%; driven by Wealth Management and higher interest rates.
- Advice & Wealth Mgmt pretax earnings $595M (+30%), margin 27.8% (+540bps); client net flows $11.2B (+11%).
- Asset Mgmt pretax earnings $191M (-33%) on market depreciation and outflows; AUM $546B (-6%).
- Returned $632M to shareholders in Q3; on track to return 90% of operating earnings for the year.

## SEC filing metadata
- accession: 0000820027-22-000078
- form_type: 8-K
- ticker: AMP
- cik: 0000820027
- company_name: AMERIPRISE FINANCIAL INC
- filed_at: 2022-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/820027/000082002722000078/0000820027-22-000078-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/820027/000082002722000078/amp-20221025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000820027-22-000078
- JSON: https://secwatch.observer/filing/0000820027-22-000078.json
- Plain text: https://secwatch.observer/filing/0000820027-22-000078.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.