---
schema_version: "secwatch.filing_event.v1"
accession: "0000820027-23-000094"
form_type: "8-K"
ticker: "AMP"
cik: "0000820027"
company_name: "AMERIPRISE FINANCIAL INC"
filed_at: "2023-10-25T23:59:59+00:00"
generated_at: "2026-06-09T12:33:10.716031+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Ameriprise Q3 adjusted operating EPS ex unlocking $7.68, up 21% YoY; Wealth Management pretax earnings up 23%

## Summary
- Adjusted operating EPS ex unlocking $7.68 vs $6.35 prior year, up 21%; GAAP diluted EPS $8.14.
- Wealth Management pretax adjusted operating earnings $729M, up 23%; margin 30.3% (31.1% ex regulatory accrual).
- Total AUA/A $1.2T (+12% YoY); Wealth Management client net flows $8.9B, Asset Management net outflows $4.2B.
- Unfavorable unlocking impact $78M after-tax ($0.72/sh) from annuity assumption update.
- Returned $663M to shareholders (80% of adjusted op. earnings); Comerica Bank partnership expected to close in November.

## SEC filing metadata
- accession: 0000820027-23-000094
- form_type: 8-K
- ticker: AMP
- cik: 0000820027
- company_name: AMERIPRISE FINANCIAL INC
- filed_at: 2023-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/820027/000082002723000094/0000820027-23-000094-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/820027/000082002723000094/amp-20231025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000820027-23-000094
- JSON: https://secwatch.observer/filing/0000820027-23-000094.json
- Plain text: https://secwatch.observer/filing/0000820027-23-000094.txt

## Key facts
- Earnings Releases
  AMERIPRISE FINANCIAL INC reported the third quarter of 2023 results: net income $872, EPS $8.14.
  - Period: the third quarter of 2023
  - Net income: $872
  - EPS: $8.14
  - Result: reported results
  source text: Ameriprise Financial, Inc. furnishes herewith, on Exhibit 99.1, a press release issued October 25, 2023, announcing its financial results for the third quarter of 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/820027/000082002723000094/0000820027-23-000094-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.